Canara Bank How to check Balance

Canara Bank How to check Balance – Getting a clear picture of your finances begins with knowing exactly how much is in your bank account. Canara Bank makes it easy by offering several simple ways to check your balance anytime, anywhere. Below, you’ll find a breakdown of each method, plus a handy FAQ to answer any questions you might have.

Methods to Check Canara Bank Balance

1. SMS Banking

You can check your balance by sending a simple SMS from your registered mobile number.

• Steps:

  1. Open your messaging app.

  2. Type CANBAL <space> Account Number (e.g., CANBAL 123456789012).

  3. Send the SMS to 09015483483 or 09015734734.

  4. You’ll receive a reply with your account balance.

• Note: Ensure your mobile number is registered with Canara Bank for SMS banking.

2. Missed Call Service

Canara Bank provides a missed call facility for quick balance checks.

• Steps:

  1. Dial 09015483483 from your registered mobile number.

  2. Let the call disconnect automatically after a few rings.

  3. You’ll receive an SMS with your account balance.

• Note: This service is free, but your number must be registered with the bank.

3. Canara Bank Mobile Banking App (CANARA diya)

The CANARA diya mobile app offers a user-friendly way to check your balance and access other banking services.

• Steps:

  1. Download the CANARA diya app from the Google Play Store or Apple App Store.

  2. Log in using your User ID and Password or MPIN.

  3. Navigate to the “Accounts” section to view your balance.

• Note: You need to register for mobile banking at a Canara Bank branch or through internet banking to use the app.

4. Internet Banking

Access your account balance online through Canara Bank’s internet banking portal.

• Steps:

  1. Visit the Canara Bank internet banking website (https://canarabank.com).

  2. Log in with your User ID and Password.

  3. Go to the “Accounts” or “Balance Enquiry” section to check your balance.

• Note: Internet banking must be activated, and you need a stable internet connection.

5. ATM Balance Enquiry

You can check your balance at any Canara Bank or other bank’s ATM.

• Steps:

  1. Insert your Canara Bank debit card into the ATM.

  2. Enter your PIN.

  3. Select “Balance Enquiry” from the menu.

  4. Your balance will be displayed on the screen or printed on a receipt (if requested).

• Note: Some ATMs may charge a fee for balance enquiries if used at non-Canara Bank ATMs.

6. Passbook Update

Visit a Canara Bank branch to update your passbook for a detailed record of transactions and balance.

• Steps:

  1. Visit your nearest Canara Bank branch.

  2. Present your passbook at the counter or use a passbook printing machine (if available).

  3. The updated passbook will show your current balance.

• Note: Carry your identity proof if requested by the bank.

7. Customer Care

Contact Canara Bank’s customer care for assistance with balance enquiries.

• Steps:

  1. Call the toll-free number 1800-1030 or 1800-425-0018.

  2. Follow the IVR (Interactive Voice Response) instructions or speak to a representative.

  3. Provide your account details for verification.

  4. The representative will inform you of your balance.

• Note: Keep your account number and registered mobile number handy for verification.

8. WhatsApp Banking

Canara Bank offers a convenient balance check service through WhatsApp.

• Steps:

  1. Save Canara Bank’s WhatsApp number, +91 9076030001, to your phone contacts.

  2. Open WhatsApp, find the saved Canara Bank contact, and send “Hi” or “Hello” to start the chat.

  3. Select “Banking Service” from the chatbot’s options.

  4. Choose “Balance Enquiry” from the list of services.

  5. Enter the OTP sent to your registered mobile number for authentication.

  6. Select the account for which you want to check the balance.

  7. Receive your account balance details directly on WhatsApp.

  8. End the chat once you have the information.

• Note: Your mobile number must be registered with Canara Bank and linked to a unique customer ID. The service uses OTP authentication and WhatsApp’s end-to-end encryption for security. For more details, visit https://canarabank.com/WhatsApp-Banking.

Frequently Asked Questions (FAQ)

Q1: How do I register my mobile number for SMS, missed call, or WhatsApp banking?

A: Visit your nearest Canara Bank branch with your account details and identity proof. Fill out the mobile banking registration form to link your mobile number to your account. Alternatively, you can register through internet banking or at an ATM (if supported).

Q2: Is there a charge for using the missed call or WhatsApp balance check service?

A: No, both the missed call service (09015483483) and WhatsApp banking (+91 9076030001) are free, but ensure your mobile number is registered with the bank.

Q3: What should I do if I don’t receive an SMS after a missed call or a response on WhatsApp?

A: Ensure your mobile number is registered with Canara Bank and linked to a unique customer ID. Check your network connectivity or try again after some time. If the issue persists, contact customer care at 1800-1030.

Q4: Can I check my balance through the CANARA diya app without internet banking?

A: No, you need to register for mobile banking or internet banking to use the CANARA diya app. Visit a branch or activate it through the internet banking portal.

Q5: What are the charges for balance enquiries at non-Canara Bank ATMs?

A: Charges may apply for balance enquiries at non-Canara Bank ATMs, depending on the bank’s policies and the number of free transactions allowed per month (as per RBI guidelines). Check with Canara Bank for specific details.

Q6: Can I check my balance if I’m abroad?

A: Yes, you can use internet banking, the CANARA diya app, or WhatsApp banking if you have an internet connection. For SMS or missed call services, ensure your registered mobile number is active for international roaming. Alternatively, contact customer care using the international number (+91-80-22064232).

Q7: How secure are these balance check methods?

A: Canara Bank uses secure protocols like OTP, MPIN, and password protection for mobile, internet, and WhatsApp banking. Missed call and SMS services are linked to your registered mobile number, and WhatsApp uses end-to-end encryption. Always avoid sharing your PIN, password, or OTP with anyone.

Q8: What should I do if my balance is incorrect?

A: If you notice a discrepancy in your balance, contact Canara Bank customer care (1800-1030) or visit your branch immediately with your passbook or account details for clarification

Website : https://canarabank.com/

Also visit : https://postofficefd.com/how-to-check-your-bank-of-baroda-account-balance/