IndusInd Bank, one of India’s top private banks since 1994, offers several easy ways to check your account balance. With a wide network of over 2,000 branches and 2,800 ATMs, the bank gives you access to your finances anytime—whether you prefer digital tools or traditional methods.
From missed calls and SMS to the mobile app, WhatsApp, or an ATM visit, IndusInd Bank makes it simple to stay on top of your money. Below, you’ll find the main ways to check your account balance, including how to use WhatsApp banking, along with answers to common questions.
Methods to Check IndusInd Bank Account Balance
1. Missed Call Service
One of the easiest ways to check your IndusInd Bank account balance is through the missed call service, which requires no internet access. Ensure your mobile number is registered with the bank before using this method.
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How to Use: Dial 18002741000 from your registered mobile number and disconnect after one or two rings. You will receive an SMS with your account balance shortly.
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Note: This service is available 24/7 and is ideal for quick balance checks.
2. SMS Banking
IndusInd Bank’s SMS banking service allows you to access your balance by sending a simple text message from your registered mobile number.
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How to Use: Type BAL and send it to 9212299955. You will receive an SMS with your account balance.
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Additional Features: You can also type MINI and send it to the same number to receive a mini statement of your last three transactions. Standard SMS charges may apply.
3. WhatsApp Banking
IndusInd Bank offers a convenient WhatsApp banking service for balance inquiries, mini statements, and more. You must register for this service before use.
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How to Register:
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Give a missed call to 8744900400 from your registered mobile number to activate WhatsApp banking. You’ll receive a welcome message confirming registration.
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Alternatively, visit www.indusind.com, navigate to the WhatsApp Banking section, enter your registered mobile number, PAN card number, or date of birth, accept the terms, and submit.
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You can also register via the IndusMobile app by following the prompts in the WhatsApp banking section.
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How to Use:
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Save +912244066666 in your contacts.
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Open WhatsApp, send Hi from your registered mobile number, and select the “Balance Enquiry” option (usually option 1) from the chatbot’s menu.
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For certain services, authenticate using an OTP sent to your registered mobile number.
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Your account balance will be displayed in the chat.
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Note: Ensure you use the registered mobile number on WhatsApp. This service is free, but data charges from your telecom provider may apply.
4. Customer Care
If you prefer speaking to a representative, you can contact IndusInd Bank’s customer care for balance inquiries.
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How to Use: Dial 18602677777 (within India) or +912244066666 (outside India). Follow the Interactive Voice Response (IVR) prompts or connect with a representative, who will verify your identity before providing your balance.
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Note: The IVR may not always provide direct balance information, so you may need to speak to a representative.
Frequently Asked Questions (FAQ)
1. How do I register my mobile number for the missed call, SMS, or WhatsApp banking service?
To use the missed call, SMS, or WhatsApp banking service, your mobile number must be linked to your IndusInd Bank account. If it’s not registered, follow these steps:
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Visit your nearest IndusInd Bank branch and submit a request to update your mobile number.
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Alternatively, use an IndusInd Bank ATM: Insert your debit card, enter your PIN, navigate to the “Services” section, select “Mobile Number Update,” and enter your new number. Confirm the update to receive a confirmation SMS.
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You can also call customer care at 18602677777 to request mobile number registration.
2. Is there a charge for using the missed call, SMS, or WhatsApp banking service?
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The missed call service to 18002741000 is toll-free.
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Standard SMS charges may apply when sending messages to 9212299955, depending on your mobile network provider.
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WhatsApp banking is free, but data charges from your telecom provider may apply.
3. Can I check my balance if I have multiple accounts with IndusInd Bank?
Yes, but the missed call and SMS services typically provide the balance for the most recently opened account linked to your registered mobile number. For WhatsApp banking, you can select the specific account by replying with the prompted number from the chatbot’s menu. Alternatively, use the IndusMobile app or net banking to select and view balances for specific accounts.
4. What should I do if I don’t receive an SMS or WhatsApp message after using these services?
If you don’t receive a response:
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Ensure you’re using the mobile number registered with IndusInd Bank.
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Check your network connection, as poor signal strength may delay or prevent message delivery.
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Verify that your number is not on Do Not Disturb (DND) mode, as this may block bank notifications.
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For WhatsApp, ensure you’ve registered for the service by giving a missed call to 8744900400 or via the IndusMobile app/website.
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If the issue persists, contact customer care at 18602677777 or visit a branch.
5. Are there other ways to check my IndusInd Bank account balance?
Yes, IndusInd Bank offers additional methods:
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IndusMobile App: Download the app from Google Play Store or Apple App Store, log in with your User ID and MPIN, and view your balance on the home screen.
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Net Banking: Log in to the IndusInd Bank net banking portal, navigate to “View Account Details,” and select “View Account Balance.”
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ATM: Visit any ATM, insert your IndusInd Bank debit card, select “Balance Enquiry,” and enter your PIN to view your balance.
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Passbook: Visit a branch to update your passbook for a detailed transaction record and balance.
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USSD Code: Registered users can dial *99*3# to check their balance, while new users can dial *99*69*3#.
6. Is it safe to use the missed call, SMS, or WhatsApp banking service?
Yes, these services are secure as long as you:
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Use the registered mobile number.
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Avoid sharing your MPIN, OTP, or other confidential details.
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Secure your phone with a password to prevent unauthorized access.
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For WhatsApp, ensure you’re communicating with the official number (+912244066666) and delete WhatsApp from your device if you change phones to avoid security risks.
Website – https://www.indusind.com/in/en/personal.html
Also visit : https://postofficefd.com/central-bank-of-india-online-account-opening-step-by-step-guide/