Baroda UP Gramin Bank Balance Check Methods : Simple Ways to Check Your Account Balance – Baroda UP Gramin Bank is a Regional Rural Bank headquartered in Raebareli, Uttar Pradesh. It came into being when Eastern UP Gramin Bank and Western UP Gramin Bank merged. Sponsored by Bank of Baroda, this bank focuses on serving rural and semi-urban communities in eastern Uttar Pradesh, bringing modern banking solutions to promote financial inclusion.
One of the basic services Baroda UP Gramin Bank offers is an easy way for customers to check their account balances. Below, you’ll find all the methods available to see how much is in your account, along with a helpful FAQ section to answer common questions.
Baroda UP Gramin Bank Balance Check Methods
Baroda UP Gramin Bank offers multiple ways to check your account balance, catering to both digital-savvy customers and those preferring traditional methods. Below are the primary methods available:
1. Missed Call Balance Enquiry
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How it Works: Dial 9986454440 or the toll-free number 180030101886 from your registered mobile number. The call will automatically disconnect after a few rings, and you will receive an SMS with your account balance details, including the last four digits of your account number.
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Eligibility: Your mobile number must be registered with the bank, and the account must be a Savings Bank (SB), Current Account (CA), Overdraft (OD), or Cash Credit (CC) account.
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Availability: This service is free and available 24/7, with a limit of three uses per day.
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Benefits: Ideal for customers without internet access, offering quick and hassle-free balance checks.
2. SMS Banking
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How it Works: Send an SMS in the format BAL <last 4 digits of account number> (e.g., BAL 1234) to 8422009988 from your registered mobile number. You will receive an SMS with your account balance.
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Eligibility: Requires a registered mobile number linked to your account.
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Charges: Standard SMS charges may apply, depending on your mobile service provider.
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Benefits: Convenient for users with basic mobile phones, no internet required.
3. Mobile Banking (BUPB M-Tarang App)
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How it Works:
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Download the BUPB M-Tarang App from the Google Play Store or Apple App Store.
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Register using your registered mobile number and OTP. Set a 4-digit login password and mPIN.
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Log in and navigate to the “Balance Inquiry” tab to view your account balance.
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Eligibility: Requires a smartphone and internet access. Your mobile number must be registered with the bank.
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Benefits: Offers a user-friendly interface, additional services like fund transfers, and real-time balance updates.
4. Internet Banking
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How it Works:
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Visit the Baroda UP Gramin Bank’s official website (barodaupbank.in) and log in to the internet banking portal using your User ID and password.
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Navigate to the “Balance Enquiry” or “Account Summary” section to view your current balance.
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Registration:
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Download the internet banking form from the bank’s website.
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Fill out and submit the form at your base branch. The bank will process your application and send your User ID via post, with the password collectible from the branch.
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Eligibility: Requires internet access and registration for internet banking.
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Benefits: Provides a comprehensive view of account details, including statements, and is accessible from any device with an internet connection.
5. ATM Balance Enquiry
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How it Works:
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Visit any Baroda UP Gramin Bank ATM or Bank of Baroda ATM.
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Insert your debit card, enter your 4-digit PIN, and select the “Balance Enquiry” option.
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Your account balance will be displayed on the screen, and a receipt may be generated.
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Eligibility: Requires a valid Baroda UP Gramin Bank debit card.
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Benefits: Accessible for customers without smartphones or internet, available at ATMs across the bank’s network.
6. Passbook Update
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How it Works:
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Visit any Baroda UP Gramin Bank branch with your passbook and a photo ID.
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Request the bank staff to update your passbook, which will reflect your current balance and recent transactions.
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Alternatively, use a Self-Service Passbook Printer at select branches or ATMs for quick updates.
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Eligibility: Available to all account holders with a passbook.
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Benefits: A traditional method suitable for customers preferring in-person banking or lacking digital access.
7. UPI (Unified Payments Interface)
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How it Works:
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Open a UPI-enabled app (e.g., Google Pay, PhonePe, or BHIM Baroda Pay).
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Select Baroda UP Gramin Bank and link your account using your debit card number and PIN.
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Navigate to the “Check Balance” option, enter your UPI PIN, and view your balance.
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Eligibility: Requires a smartphone, internet access, and a linked Baroda UP Gramin Bank account.
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Benefits: Fast and convenient, especially for users already using UPI for transactions.
8. Customer Care
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How it Works: Call the bank’s toll-free number 180030101886 or contact the NEFT cell at 7704005687. Follow the Interactive Voice Response (IVR) prompts or speak to a representative to check your balance.
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Eligibility: Requires a registered mobile number for verification.
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Benefits: Useful for customers needing assistance or those without access to other methods.
Frequently Asked Questions (FAQs)
1. Is the missed call balance enquiry service free?
Yes, the missed call balance enquiry service (dialing 9986454440 or 180030101886) is free of cost and available 24/7. However, you are limited to three uses per day.
2. Can I check the balance of multiple accounts linked to the same mobile number?
Yes, if multiple accounts (Savings, Current, Overdraft, or Cash Credit) are linked to the same registered mobile number under the same Customer ID, the missed call or SMS service will provide balance details for all eligible accounts, up to a maximum of 320 characters (two SMS messages). For other accounts, use internet banking, mobile banking, or visit a branch.
3. What should I do if my mobile number is not registered with the bank?
Visit your nearest Baroda UP Gramin Bank branch and submit a duly filled mobile number registration form along with necessary identification documents. Once verified, your mobile number will be linked, enabling you to use missed call, SMS, or mobile banking services.
4. Are there any charges for checking my balance via SMS?
Standard SMS charges may apply based on your mobile service provider’s rates. The bank itself does not charge for the balance enquiry service, but confirm with your provider to avoid unexpected costs.
5. Can I check my balance without internet access?
Yes, you can use the missed call service (9986454440 or 180030101886), SMS banking (8422009988), ATM balance enquiry, passbook updates, or customer care (180030101886) to check your balance without an internet connection.
6. Is the BUPB M-Tarang App secure for balance checks?
Yes, the BUPB M-Tarang App uses secure authentication methods, including OTP and mPIN, to ensure the safety of your account information. Ensure you download the app from official sources (Google Play Store or Apple App Store) and avoid sharing your credentials.
7. What should I do if I notice suspicious activity in my account?
Immediately contact Baroda UP Gramin Bank’s customer care at 180030101886 or the NEFT cell at 7704005687, available 24/7, to report suspicious activity. You can also visit your nearest branch to address the issue promptly.
8. Can I check my balance using WhatsApp?
Currently, Baroda UP Gramin Bank does not offer WhatsApp banking for balance enquiries, unlike its sponsor, Bank of Baroda. Use the other methods listed above, such as missed call, SMS, or mobile banking.
9. How often should I check my account balance?
Regular balance checks are recommended to monitor spending, detect unauthorized transactions, and ensure sufficient funds for financial obligations. Use the missed call or mobile banking services for quick, frequent checks.
10. Can I check my loan account balance using these methods?
For loan account balances, contact customer care (180030101886) or visit a branch. Some loan details may be available through internet banking or the BUPB M-Tarang App, depending on the account setup.
Website – https://upgbank.com/
Also visit : https://postofficefd.com/aryavart-bank-balance-check-methods-2025/