Dhanlaxmi Bank Balance Check Number - List of all Methods to Check Your Balance

Dhanlaxmi Bank Balance Check Number – List of all Methods to Check Your Balance – Managing your finances effectively starts with staying updated on your account balance. Dhanlaxmi Bank, a trusted private sector bank in India, offers multiple convenient methods to check your savings account balance. Whether you prefer digital solutions or traditional banking methods, this guide covers all the ways you can access your Dhanlaxmi Bank account balance, including the WhatsApp banking method, along with answers to frequently asked questions (FAQ) to ensure a seamless banking experience.

Table of Contents

Why Check Your Dhanlaxmi Bank Account Balance?

Regularly monitoring your account balance helps you:

Track daily expenses and ensure sufficient funds for transactions.
Avoid overdraft fees or penalties due to insufficient balance.
Plan your financial goals, whether for personal or business purposes.
Stay informed about recent deposits, withdrawals, or unauthorized transactions.

Dhanlaxmi Bank provides user-friendly options such as missed call services, mobile apps, net banking, SMS, WhatsApp, ATMs, and branch visits to make balance checking quick and accessible.

Dhanlaxmi Bank Balance Check Number – List of all Methods to Check Your Balance

1. Missed Call Service

Dhanlaxmi Bank offers a hassle-free missed call service to check your account balance instantly.

How to Use: Give a missed call to +91-80-67747700 from your registered mobile number. The call will disconnect automatically after one or two rings, and you’ll receive an SMS with your account balance details.
Note: Ensure your mobile number is registered with the bank. SMS charges of Rs. 1 may apply after five missed call inquiries per day from the same number.

2. DhanSmart Mobile Banking App

The DhanSmart mobile banking app, available on Android and iOS, allows you to check your balance and perform various transactions securely.

Steps:
1. Download the DhanSmart app from the Google Play Store or Apple App Store.
2. Set up the app by tapping “Create MPIN” on the login screen and entering your debit card details and other required credentials.
3. Log in to view your account balance on the dashboard.
Features: View mini/detailed statements, transfer funds, pay bills, and more.

3. Net Banking

Dhanlaxmi Bank’s internet banking service allows you to check your balance from the comfort of your home.

Steps:
1. Visit the official Dhanlaxmi Bank website (www.dhanbank.com).
2. Log in to your net banking account using your User ID and Password.
3. Your account balance will be displayed on the dashboard.
Note: You must be registered for net banking. If not, visit a branch to complete the registration process.

4. SMS Banking

You can receive balance details via SMS by sending a specific message from your registered mobile number.

Format: Type MMID and send it to 5676751.
Example: If your Customer ID is 1234567, send: MMID 1234567.
You’ll receive an SMS with your account balance.

5. WhatsApp Banking

Dhanlaxmi Bank has introduced WhatsApp banking for quick and secure balance inquiries, although the service is not fully launched as of June 2025 and may be in a pilot phase.

How to Use:
1. Ensure your mobile number is registered with Dhanlaxmi Bank.
2. Save the official Dhanlaxmi Bank WhatsApp number (not officially announced yet; contact customer care for details) in your contacts.
3. Open WhatsApp and send a message saying “Hi” to the bank’s WhatsApp number.
4. Follow the automated menu prompts to select the balance inquiry option.
5. Authenticate using your UPI PIN or other verification methods as prompted.
6. Your account balance will be displayed via WhatsApp.
Note: WhatsApp banking requires your mobile number to be linked to your bank account. Check with customer care (+91-44-42413000) for the official WhatsApp number and availability, as the service is still under development.

6. ATM Balance Enquiry

Check your balance at any Dhanlaxmi Bank ATM or other bank ATMs using your Dhanlaxmi Bank debit card.

Steps:
1. Insert your debit card into the ATM.
2. Enter your PIN.
3. Select “Balance Enquiry” from the menu.
4. View your balance on the screen and opt for a printed receipt if needed.

7. Passbook Update at Branch

For those who prefer traditional methods, updating your passbook at a Dhanlaxmi Bank branch is a reliable way to check your balance.

Steps:
1. Visit your nearest Dhanlaxmi Bank branch.
2. Present your passbook to the bank staff.
3. The staff will update your passbook with recent transactions and your current balance.

8. Customer Care

You can contact Dhanlaxmi Bank’s customer care for balance inquiries.

Phone Number: Call +91-44-42413000 and follow the Interactive Voice Response (IVR) instructions to verify your identity and check your balance.
Email: For further assistance, email customercare@dhanbank.co.in.

9. E-Statement Subscription

Subscribe to Dhanlaxmi Bank’s e-statement service to receive detailed account statements via email.

Steps:
1. Log in to your net banking or DhanSmart app.
2. Navigate to “Services” > “Accounts” > “Subscription of E-Statement.”
3. Select the frequency (e.g., monthly) and confirm your registered email ID.
Note: E-statements are password-protected PDFs and free of charge.

Frequently Asked Questions (FAQ)

Q1: How do I register my mobile number for Dhanlaxmi Bank’s missed call or WhatsApp services?

A: To register your mobile number:

Visit a Dhanlaxmi Bank branch with your passbook and valid ID proof.
Fill out the application form to link your mobile number.
Verify your details via OTP and complete the KYC process.
Once registered, you can use the missed call service (+91-80-67747700) or WhatsApp banking (contact customer care for the official WhatsApp number).

Q2: Is there a charge for using the missed call or WhatsApp balance check services?

A: The missed call service is free for up to five inquiries per day from a unique mobile number. Beyond five inquiries, an SMS charge of Rs. 1 per inquiry applies. WhatsApp banking is free, but standard data charges from your telecom provider may apply.

Q3: Can I check my balance if I don’t have internet access?

A: Yes, you can use the missed call service (+91-80-67747700), SMS banking (send MMID to 5676751), or visit an ATM or branch to check your balance without internet access. WhatsApp banking requires internet access.

Q4: What should I do if I don’t receive an SMS after giving a missed call or a response on WhatsApp?

A: Ensure your mobile number is registered with the bank. For missed call issues, try again after a few minutes. For WhatsApp issues, verify the official WhatsApp number with customer care. If the issue persists, contact customer care at +91-44-42413000 or email customercare@dhanbank.co.in.

Q5: How secure is the DhanSmart mobile banking app and WhatsApp banking?

A: The DhanSmart app uses two-factor authentication, SSL encryption, and automatic logout after five minutes of inactivity. WhatsApp banking uses end-to-end encryption and requires UPI PIN verification for secure transactions. Never share your MPIN, TPIN, UPI PIN, or OTP with anyone.

Q6: Can I check the balance for multiple accounts using the missed call or WhatsApp services?

A: Yes, the missed call service provides the balances of all active CASA (Current and Savings Accounts) linked to your registered mobile number. WhatsApp banking may also support multiple accounts, depending on the menu options provided.

Q7: How do I reset my DhanSmart app MPIN if I forget it?

Open the DhanSmart app and select “Forgot MPIN” on the login screen.
Follow the prompts to verify your identity using your debit card details or other credentials.
Set a new MPIN.
If you face issues, contact customer care at +91-44-42413000.

Q8: Can I check my credit card balance using the same methods?

A: Yes, you can check your credit card balance via the DhanSmart app, net banking, WhatsApp banking (once fully launched), or by visiting a branch. Additionally, Dhanlaxmi Bank sends monthly credit card statements via SMS and email. Contact customer care for further assistance.

Q9: What is the minimum balance required for a Dhanlaxmi Bank savings account?

A: The minimum balance varies by account type:

Regular Savings Account: Rs. 1,000
Dhanam Basic Savings Account: Zero balance
Dhanam Basic Savings Bank Deposit Account-Small: Zero balance (balance cannot exceed Rs. 50,000).

Q10: How can I subscribe to e-statements for regular balance updates?

A: Log in to your net banking or DhanSmart app, navigate to “Services” > “Accounts” > “Subscription of E-Statement,” and select your preferred frequency. Ensure your email ID is registered with the bank.

Visit – https://www.dhanbank.com/

Also visit : https://postofficefd.com/

Dhanlaxmi Bank Balance Check Number – List of all Methods to Check Your Balance