How to Apply for the Ayushman Vay Vandana Card – Rs 5 Lakh Free Health Coverage for Seniors Over 70 – In a big relief for India’s elderly, the government has introduced a special Ayushman Bharat health card for citizens aged 70 and above. It provides free treatment worth ₹5 lakh per year and can now be easily obtained online through the Ayushman App.
The Government of India has extended the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) to better support senior citizens aged 70 and above. Under the new provision, eligible seniors can receive up to ₹5 lakh worth of free medical treatment each year. Managed by the National Health Authority (NHA), the scheme ensures cashless care at both public and approved private hospitals across the country. This move is a major step toward making quality healthcare more accessible and affordable for India’s elderly, no matter their financial background.
The Ministry of Health stated: “Senior citizens aged 70 and above can now get their Ayushman Vay Vandana Card through the Ayushman App and access Rs 5 lakh of free treatment.
The Ayushman Bharat Vay Vandana Card provides senior citizens aged 70 and above with free health coverage of up to Rs 5 lakh annually, covering 1,961 medical procedures across 27 specialties at over 30,000 empanelled hospitals. The scheme, part of the Ayushman Bharat PM-JAY, ensures cashless treatment for all pre-existing conditions from day one.
Eligibility
- Indian citizens aged 70 years or older (verified via Aadhaar).
- No income restrictions; applicable to all socio-economic groups.
- Seniors under other public health schemes (e.g., CGHS, ECHS) can opt for AB PM-JAY but cannot revert to their previous scheme after switching.
How to Apply for the Ayushman Vay Vandana Card – Application Process
Online (via Ayushman App or Website)
- Visit beneficiary.nha.gov.in or download the Ayushman App.
- Log in using mobile number, captcha, and OTP.
- Enter Aadhaar details; if not found, proceed with e-KYC.
- Provide consent for OTP-based Aadhaar authentication.
- Capture a live photo and enter details (PIN code, category, family members).
- Submit and download the card after approval (approx. 15 minutes) – After approval (typically within 15 minutes), download the Ayushman Vay Vandana Card from the portal or app.
Offline (via PMJAY Kiosk or Empanelled Hospital)
- Visit a PMJAY kiosk or empanelled hospital.
- Verify Aadhaar or ration card.
- Submit family identification proofs.
- Receive an e-card with a unique AB-PMJAY ID.
Benefits
- Rs 5 lakh annual coverage per family (shared if multiple seniors in a household).
- Covers pre- and post-hospitalization expenses (3 days before, 15 days after).
- Cashless and paperless treatment at 30,000+ hospitals (13,352 private).
- No waiting period for pre-existing conditions.
Contact
- Helpline: 14555
- Website: beneficiary.nha.gov.in
- App: Ayushman App (Google Play Store)
How to Apply for the Ayushman Vay Vandana Card – Rs 5 Lakh Free Health Coverage for Seniors Over 70
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