How to Check Your PNB Account Balance ?

To stay on top of your finances, it’s important to keep an eye on your bank balance. Punjab National Bank (PNB), a major public sector bank in India, makes this easy by offering several simple ways to check your account balance. Here’s a quick guide to help you stay updated on your PNB account.

Methods to Check PNB Account Balance

1. PNB Missed Call Balance Enquiry

One of the easiest ways to check your PNB account balance is through the missed call service.

• Steps:

  1. Register your mobile number with your PNB account (if not already done).

  2. Dial the toll-free number 1800-180-2223 or 0120-230-3090 from your registered mobile number.

  3. Give a missed call (the call will disconnect automatically).

  4. You will receive an SMS with your account balance details.

• Note: This service is free and works 24/7, provided your mobile number is linked to your PNB account.

2. PNB Mobile Banking (PNB ONE App)

The PNB ONE mobile app offers a digital way to check your balance and manage your account.

• Steps:

  1. Download the PNB ONE app from the Google Play Store or Apple App Store.

  2. Log in using your Customer ID and MPIN or biometric authentication.

  3. On the app’s dashboard, your account balance will be displayed.

  4. You can also navigate to the “Account Details” section for more information.

• Requirements: Active internet banking registration and a smartphone with internet access.

3. PNB account balance using WhatsApp

To check your Punjab National Bank (PNB) account balance using WhatsApp, follow these steps:

1. Save PNB WhatsApp Number: Add +91-9264092640 to your phone’s contact list.
2. Initiate Chat: Open WhatsApp, find the saved PNB contact, and send a message saying “Hi” from your mobile number registered with PNB.
3. Select Language: Choose your preferred language from the options provided in the chat.
4. Verify with OTP: You may receive an OTP (One-Time Password) for verification. Enter it as prompted.
5. Choose Balance Enquiry:
   • Select “Account Related Services” from the list of options.
   • Then, select “Balance Enquiry” or “Balance Check.”
6. View Balance: Your account balance will be displayed in the WhatsApp chat. If you have multiple accounts linked to the same mobile number, you may need to select the specific account.

Prerequisites:

• Your mobile number must be registered with PNB.
• You need an active WhatsApp account on the registered number.
• This service is free and available 24/7

4. PNB Internet Banking

PNB’s internet banking portal allows you to check your balance online from a computer or mobile browser.

• Steps:

  1. Visit the PNB internet banking website (https://www.pnbibanking.in).

  2. Log in with your User ID and Password.

  3. Go to the “Accounts” section to view your balance and transaction history.

• Requirements: You must be registered for PNB internet banking.

5. SMS Banking

PNB offers an SMS-based service to check your account balance.

• Steps:

  1. Ensure your mobile number is registered with PNB.

  2. Send an SMS with the format BAL Account Number to 5607040 from your registered mobile number.

  3. You will receive an SMS with your account balance.

• Example: If your account number is 1234567890, send: BAL 1234567890 to 5607040.

6. ATM Balance Enquiry

You can check your balance at any PNB or other bank’s ATM using your PNB debit card.

• Steps:

  1. Insert your PNB debit card into the ATM.

  2. Enter your PIN.

  3. Select the “Balance Enquiry” option from the menu.

  4. Your account balance will be displayed on the screen.

• Note: Some ATMs may charge a fee for balance checks, especially at non-PNB ATMs.

7. Passbook or Bank Branch Visit

For those who prefer traditional methods, you can visit a PNB branch or update your passbook.

• Steps for Passbook:

  1. Visit a PNB branch or ATM with a passbook printing facility.

  2. Insert your passbook into the machine or hand it to a bank official.

  3. Your balance and recent transactions will be printed.

• Steps for Branch Visit:

  1. Visit your nearest PNB branch with your account details or passbook.

  2. Request the bank official to check your balance.

8. USSD Banking

PNB offers a USSD-based service for balance checks, which doesn’t require internet access.

• Steps:

  1. Dial *99# from your registered mobile number.

  2. Select the option for “Balance Enquiry” from the menu.

  3. Follow the prompts to view your balance.

• Note: This service may incur nominal charges depending on your mobile operator.

Prerequisites for PNB Balance Check

• Your mobile number must be registered with PNB for missed call, SMS, or USSD services.

• For digital methods (mobile app or internet banking), you need to have activated PNB’s internet banking services.

• Ensure you have your Customer ID, account number, or debit card details handy for the respective methods.

Tips for a Hassle-Free Balance Check

• Keep Credentials Secure: Never share your MPIN, internet banking password, or debit card PIN with anyone.

• Update Mobile Number: Ensure your registered mobile number is active to receive SMS or use mobile banking.

• Check Service Availability: Some services (like USSD) may depend on your telecom provider’s support.

• Contact PNB Support: If you face issues, reach out to PNB’s customer care at 1800-180-2222 or 1800-103-2222.