Linking your Permanent Account Number (PAN) with your Aadhaar card is a mandatory requirement for most taxpayers in India. This process is enforced by the Income Tax Department which ensures tax compliance to prevents tax evasion, and simplifies identity verification for financial transactions. Below is a comprehensive guide on how to link your PAN with Aadhaar.
Why Link PAN with Aadhaar?
Linking PAN with Aadhaar provides several benefits:
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Mandatory for ITR Filing: Required for filing Income Tax Returns (ITR) for most individuals.
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Prevents PAN Inactivation: Unlinked PANs may become inoperative, restricting financial transactions.
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Streamlined KYC: Simplifies Know Your Customer (KYC) processes for banking, investments, and other services.
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Reduces Tax Evasion: Helps track financial transactions and eliminate duplicate PAN cards.
Methods to Link PAN with Aadhaar
You can link your PAN with Aadhaar through online or offline methods. Here are the step-by-step processes:
1. Online Linking via Income Tax e-Filing Portal
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Steps:
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Visit the Income Tax e-Filing portal: https://www.incometax.gov.in/iec/foportal/.
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Under “Quick Links,” select “Link Aadhaar.”
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Enter your 10-digit PAN number, 12-digit Aadhaar number, and name as per Aadhaar.
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If your Aadhaar shows only the year of birth (e.g., 1990), check “I have only year of birth in Aadhaar card.”
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Enter the CAPTCHA code (or request an OTP for visually impaired users).
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Click “Link Aadhaar” to submit.
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Receive an OTP on the mobile number registered with your Aadhaar.
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Enter the OTP to complete the linking process.
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Requirements:
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Valid PAN and Aadhaar numbers.
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Mobile number linked with Aadhaar for OTP.
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Matching name and date of birth on PAN and Aadhaar (minor mismatches may be resolved).
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Cost: Free.
2. Linking via SMS
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Steps:
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From your Aadhaar-registered mobile number, send an SMS to 567678 or 56161.
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Use the format: UIDPAN <12-digit Aadhaar number> <10-digit PAN number>.
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Example: UIDPAN 123456789012 ABCDE1234F
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Receive a confirmation SMS upon successful linking.
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Requirements:
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Aadhaar-linked mobile number.
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Exact match of name and date of birth on PAN and Aadhaar.
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Cost: Standard SMS charges apply.
3. Offline Linking via PAN Service Provider or Aadhaar Kendra
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Steps:
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Visit an authorized PAN service provider (NSDL/UTIITSL) or Aadhaar Seva Kendra.
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Provide your PAN card/number and Aadhaar card/number.
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Complete biometric authentication (fingerprint or iris scan) for Aadhaar verification.
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Submit the linking request, which will be processed by the Income Tax Department.
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Receive confirmation within 4–7 days.
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Documents Required:
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PAN card or number.
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Aadhaar card or number.
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Biometric authentication.
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Cost: Nominal fee (₹50–100) may be charged.
4. Linking Without Login on e-Filing Portal
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Steps:
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Go to https://www.incometax.gov.in/iec/foportal/.
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Under “Quick Links,” click “Link Aadhaar.”
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Enter PAN number, Aadhaar number, and name as per Aadhaar.
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Submit after entering the OTP sent to your Aadhaar-registered mobile number.
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Note: No e-Filing account login is required.
Important Notes
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Deadline: The deadline for linking PAN with Aadhaar was June 30, 2023. Linking after this date incurs a ₹1,000 penalty.
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Penalty Payment: Pay the penalty via the e-Filing portal under “Challan No. ITNS 280” before linking.
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Details Mismatch: If name, date of birth, or gender differ, update PAN (via NSDL/UTIITSL) or Aadhaar (via UIDAI) before linking.
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Processing Time: Online linking is typically instant; offline/SMS methods may take 4–7 days.
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Exemptions: Non-residents, individuals above 80 years, and residents of Assam, Meghalaya, and Jammu & Kashmir may be exempt.
How to Check PAN-Aadhaar Linking Status
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Visit https://www.incometax.gov.in/iec/foportal/.
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Under “Quick Links,” select “Link Aadhaar Status.”
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Enter PAN and Aadhaar numbers and click “View Link Aadhaar Status.”
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Alternatively, contact the Income Tax helpline (1800-180-1961) or UIDAI helpline (1947).
Frequently Asked Questions (FAQs)
1. Is linking PAN with Aadhaar mandatory for all taxpayers?
No, it’s mandatory for most taxpayers but exempt for non-residents, individuals above 80 years, and residents of Assam, Meghalaya, and Jammu & Kashmir. Verify eligibility on the Income Tax Department website.
2. What happens if I don’t link my PAN with Aadhaar?
An unlinked PAN becomes inoperative, resulting in:
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Inability to file ITR.
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Restrictions on banking, investments, and other financial transactions.
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Higher TDS/TCS deductions.
3. How do I fix a name or date of birth mismatch between PAN and Aadhaar?
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Update PAN details via NSDL (https://www.onlineservices.nsdl.com) or UTIITSL (https://www.utiitsl.com).
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Update Aadhaar details via UIDAI portal (https://myaadhaar.uidai.gov.in) or an Aadhaar Enrolment Centre.
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Retry linking after updates.
4. Can I link PAN with Aadhaar after the deadline?
Yes, pay a ₹1,000 penalty via the e-Filing portal (Challan No. ITNS 280) and follow the online or offline linking process.
5. Why am I not receiving an OTP during the linking process?
Ensure your mobile number is linked with Aadhaar. If not, update it at an Aadhaar Enrolment Centre before retrying.
6. Is linking required for a minor’s PAN?
Minors are exempt unless their PAN is used for taxable activities or ITR filing. Use the standard linking process if needed.
7. Can multiple PANs be linked to one Aadhaar?
No, one Aadhaar can be linked to only one PAN. Surrender duplicate PANs via the Income Tax Department to avoid penalties.
8. What if my PAN is already inoperative?
Pay the ₹1,000 penalty and link your PAN with Aadhaar to reactivate it. Contact the Income Tax helpline for support.
9. Can I link PAN with Aadhaar without an Aadhaar-registered mobile number?
Online and SMS methods require an Aadhaar-linked mobile number. If unavailable, use the offline method at a PAN service provider or Aadhaar Kendra.
10. How long does the linking process take?
Online linking is instant upon OTP verification. Offline or SMS methods may take 4–7 days.
11. What if the linking process fails?
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Verify PAN and Aadhaar details for accuracy.
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Check for mismatches in name, date of birth, or gender.
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Contact the Income Tax helpline (1800-180-1961) or UIDAI helpline (1947).
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Visit a PAN service centre or Aadhaar Kendra.
12. Are there any fees for linking PAN with Aadhaar?
Online and SMS methods are free (except SMS charges). Offline methods may incur a ₹50–100 fee. A ₹1,000 penalty applies for late linking.
13. Can I link PAN with Aadhaar if I don’t have a PAN card but know the PAN number?
Yes, you only need the PAN number and Aadhaar number for linking. A physical PAN card is not mandatory.
14. What if I’m a non-resident Indian (NRI)?
NRIs are generally exempt from mandatory linking unless they have taxable income in India. Check with the Income Tax Department for specific cases.
For more information : https://postofficefd.com/how-to-open-aadhaar-pdf/