IDBI Bank makes it easy for customers to check their account balance with several convenient options. Whether you’re comfortable with digital tools or prefer more traditional ways, IDBI has you covered. Here’s a quick look at the main ways to check your balance, followed by answers to common questions.
Methods – IDBI Bank Account Balance Check
1. IDBI Mobile Banking App
The IDBI Go Mobile+ app allows you to check your balance anytime, anywhere. Follow these steps:
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Download the App: Available on Google Play Store or Apple App Store.
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Log In: Use your registered credentials or set up an account if you’re a new user.
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Check Balance: Navigate to the account overview section to view your balance instantly.
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Additional Features: View transaction history, transfer funds, or pay bills.
Note: Ensure you have a stable internet connection for seamless access.
2. Internet Banking
IDBI’s internet banking portal is a secure way to monitor your account:
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Visit the Website: Go to the official IDBI Bank website (www.idbibank.in).
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Log In: Enter your User ID and Password.
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View Balance: Access the “Accounts” section to see your balance and other account details.
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Security Tip: Use a secure browser and avoid public Wi-Fi for transactions.
3. SMS Banking
For quick balance checks without internet access:
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Register for SMS Banking: Ensure your mobile number is linked to your IDBI account.
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Send SMS: Type BAL Customer ID and send to 18002091947 or 09212993399.
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Receive Balance: You’ll get an SMS with your account balance details.
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Note: Standard SMS charges may apply.
4. Missed Call Banking
A hassle-free option for balance inquiries:
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Registered Mobile Number: Use the number linked to your IDBI account.
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Give a Missed Call: Dial 18008431122 and disconnect after a few rings.
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Receive SMS: IDBI will send an SMS with your account balance.
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Requirement: Your number must be registered for this service.
5. ATM Balance Check
Visit any IDBI or network ATM to check your balance:
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Insert Card: Use your IDBI debit card.
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Authenticate: Enter your PIN.
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Select Option: Choose “Balance Enquiry” from the menu.
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View Balance: Your balance will be displayed on the screen or printed on a receipt (optional).
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Tip: Use IDBI ATMs to avoid additional charges.
6. Passbook or Bank Branch
For traditional banking customers:
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Visit a Branch: Go to your nearest IDBI Bank branch with your passbook.
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Update Passbook: Use the passbook printing machine or request assistance from bank staff.
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Balance Details: Your updated passbook will show your current balance and recent transactions.
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Alternative: Speak to a bank representative for a balance statement.
7. Customer Care
Contact IDBI’s customer care for assistance:
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Toll-Free Numbers: Call 1800-209-4324 or 1800-22-1070.
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Authenticate: Provide your account details or answer security questions.
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Get Balance: The representative will share your balance details.
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Availability: 24/7 support for urgent queries.
Frequently Asked Questions (FAQ)
Q1: How do I register my mobile number for SMS or missed call banking?
A: Visit your nearest IDBI branch or use the IDBI internet banking portal to link your mobile number. You can also call customer care to initiate the process. Ensure you have your account details and identity proof ready.
Q2: Is there a charge for using the IDBI mobile app or internet banking?
A: No, the IDBI Go Mobile+ app and internet banking services are free. However, data charges from your internet provider may apply.
Q3: What should I do if I don’t receive an SMS after a missed call?
A: Ensure your mobile number is registered with IDBI. If the issue persists, contact customer care at 1800-209-4324 or visit a branch to verify your registration.
Q4: Can I check my balance at a non-IDBI ATM?
A: Yes, you can use any ATM with a Visa/Mastercard logo. However, non-IDBI ATMs may charge a fee after a certain number of free transactions per month.
Q5: What are the security measures for internet banking?
A: IDBI uses two-factor authentication, SSL encryption, and secure login credentials. Always log out after use, avoid public Wi-Fi, and never share your User ID, Password, or OTP.
Q6: Can I check the balance of multiple accounts linked to my IDBI profile?
A: Yes, both the mobile app and internet banking allow you to view balances for all linked accounts (savings, current, fixed deposits, etc.) under a single login.
Q7: What if I forget my internet banking password?
A: Use the “Forgot Password” option on the IDBI internet banking portal. Follow the prompts to reset your password using your registered mobile number or email. Alternatively, contact customer care or visit a branch.
Q8: Is there a limit to how many times I can check my balance?
A: No, IDBI does not impose a limit on balance inquiries via mobile app, internet banking, SMS, missed call, or ATM. However, excessive ATM usage at non-IDBI ATMs may incur charges.
Website – https://www.idbibank.in/
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