Ever hit zero data at the worst possible time? Reliance Jio’s Emergency Data Loan has you covered. It’s a “borrow now, pay later” feature that instantly tops up your prepaid plan with up to 2 GB of high-speed 4G data—perfect for those urgent work calls, study sessions, or streaming marathons. Here’s everything you need to know about how it works, who can use it, and how to pay it back.
How it works
- Check eligibility: Any Jio prepaid user who’s used up their daily data can opt in.
- Borrow data: Open the MyJio app, select Emergency Data Loan, and choose your data pack (up to 2 GB).
- Instant access: Your borrowed data is added immediately—no waiting, no recharge.
- Repayment: The loan amount plus a small fee is automatically deducted from your next recharge.
With Jio’s Emergency Data Loan, you never have to worry about losing connectivity when you need it most.
Understanding Jio Data Loan
Ran out of Jio data and can’t recharge right away? The Emergency Data Loan lets you borrow up to 2 GB of high-speed 4G for a small fee, credited instantly to your prepaid plan. When you top up next, the borrowed data and fee are automatically deducted via the MyJio app—perfect for those last-minute video calls or streaming sessions when you need data on the spot.
How to Avail Jio Data Loan
Activating the data loan is simple and can be done via the MyJio app or USSD codes:
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Using the MyJio App:
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Download or open the MyJio app from the Google Play Store or Apple App Store.
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Log in with your Jio number.
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Go to the menu and select “Emergency Data Loan” under Mobile Services.
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Click “Proceed,” then “Get Emergency Data,” and choose “Activate Now” to receive the data instantly.
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Using USSD or Call:
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Dial 5673# or 1299 from your Jio number.
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Follow the prompts to activate a 2GB data loan.
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Eligibility Requirements
To avail the Jio Data Loan, users must meet these criteria:
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Be a Jio prepaid subscriber.
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Have exhausted their daily data limit.
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Have no outstanding data loans (previous loans must be repaid).
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Maintain an active base prepaid plan.
Repaying the Data Loan
Repayment is user-friendly and managed through the MyJio app:
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Navigate to the “Emergency Data Loan” section in the MyJio app.
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Select “Repay Loan” under the “4G Data Voucher” option.
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Pay ₹25 for a 2GB loan or ₹11 per 1GB pack using any online payment method.
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Alternatively, the loan amount is automatically deducted during your next recharge if sufficient balance is available. Unpaid loans will block access to further loans.
Benefits of Jio Data Loan
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Instant Connectivity: Data is credited immediately, ensuring no disruption in usage.
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Affordable: A low-cost solution with transparent pricing.
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Flexible Repayment: Pay later at your convenience, with no strict deadlines, though timely repayment ensures future eligibility.
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Emergency Relief: Perfect for urgent situations when recharging isn’t feasible.
Limitations
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Not available for postpaid users.
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Limited to 5GB (five 1GB packs or one 2GB pack at a time).
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Loaned data expires with the base plan’s validity.
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Repayment is mandatory before requesting another loan.
Alternatives to Data Loan
For users needing more data, Jio offers data booster packs that provide additional high-speed data, valid for the duration of the base plan. Additionally, the “Play & Win” section in the MyJio app allows users to earn up to 6GB of free data by participating in games, though this may involve sharing personal details.
Also visit : https://www.jio.com/en-in/faq/jio-emergency-data-loan-offer/how-can-i-apply-for-jio-emergency-data-loan-offer.html
Also visit : https://postofficefd.com/airtel-data-loan-number-in-2025/