SBI Balance Check: Easy and Convenient Methods – The State Bank of India (SBI) makes it easy for customers to check their account balance in several ways. Whether you prefer using digital tools like WhatsApp and mobile apps or sticking with traditional options like updating your passbook, SBI has you covered. In this article, we’ll walk you through all the different ways you can check your SBI account balance—plus, we’ve included a handy FAQ section to answer common questions.
Why Check Your SBI Account Balance?
Monitoring your account balance regularly helps you:
- Ensure sufficient funds for transactions and payments.
- Detect unauthorized transactions or errors quickly.
- Track spending habits and bank charges.
- Stay updated on interest credits and account activity.
Below are the primary methods to check your SBI account balance, including the WhatsApp banking method, tailored to suit various preferences and technological access levels.
Methods to Check SBI Account Balance
1. WhatsApp Banking
SBI’s WhatsApp banking service allows you to check your account balance instantly using your registered mobile number.
Steps:
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Register for WhatsApp Banking:
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Send an SMS in the format WAREG <Account Number> to +917208933148 from your registered mobile number (e.g., WAREG 12345678901).
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Alternatively, scan the QR code on the SBI website (www.sbi.co.in) to initiate registration.
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You will receive a confirmation message on WhatsApp linked to your registered mobile number.
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Check Balance:
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Save the SBI WhatsApp number +919022690226 in your contacts.
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Open WhatsApp and send Hi to +919022690226.
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The SBI chatbot will display options. Select “1” or “Get Balance”.
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Your account balance will be displayed in the chat.
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Note: You must use the mobile number registered with your SBI account. Standard data charges may apply for WhatsApp usage.
2. Missed Call Banking
SBI’s missed call service provides a quick way to check your balance.
Steps:
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Ensure your mobile number is registered with your SBI account.
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Dial +91-9223766666 from your registered mobile number.
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Let the call disconnect after a few rings.
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You will receive an SMS with your account balance.
Note: Register by sending REG <Account Number> to 09223488888 if not already done.
3. SMS Banking
Check your balance by sending an SMS from your registered mobile number.
Steps:
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Register by sending REG <Account Number> to 09223488888.
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After confirmation, send BAL to +91-9223766666.
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You will receive an SMS with your account balance.
Note: Standard SMS charges may apply.
4. Net Banking
SBI’s online banking portal offers a secure way to check your balance.
Steps:
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Visit www.onlinesbi.sbi.
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Log in with your username and password.
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Navigate to “Account Summary” or “View Account Balance.”
Note: You must be registered for net banking. Register online or at a branch if needed.
5. Mobile Banking (YONO SBI App)
The YONO SBI app provides a user-friendly platform for balance checks.
Steps:
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Download the YONO SBI app from the Google Play Store or Apple App Store.
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Log in with your internet banking credentials or register as a new user.
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Go to the “Accounts” section and select “View Balance.”
Note: Requires an active internet connection.
6. ATM Balance Enquiry
Use your SBI debit card to check your balance at any ATM.
Steps:
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Insert your debit card into an SBI or non-SBI ATM.
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Enter your 4-digit PIN.
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Select “Balance Enquiry.”
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Your balance will be displayed, and an SMS may be sent to your registered number.
Note: Free ATM transactions are limited per month; additional transactions may incur charges.
7. Passbook Update
Your SBI passbook records transactions and your current balance.
Steps:
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Visit an SBI branch or use a self-service passbook printer at an SBI ATM or branch.
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Update your passbook to view the latest balance and transaction history.
Note: This method requires a physical visit but is ideal for offline records.
8. Toll-Free Number (IVR)
SBI’s toll-free numbers allow balance checks via an Interactive Voice Response (IVR) system.
Steps:
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Call 1800-1234, 1800-2100, 1800-11-2211, or 1800-425-3800.
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Follow the IVR prompts to select the balance enquiry option.
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Your balance will be communicated via the call or SMS.
Note: Use your registered mobile number.
9. USSD Service
For users without internet access, SBI’s USSD service is a convenient option.
Steps:
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Dial *595# from your registered mobile number.
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Enter your User ID and select “Option 1” for balance enquiry.
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Follow the prompts to view your balance.
Note: Register for USSD services first; standard charges may apply.
Frequently Asked Questions (FAQ)
1. How do I register for SBI WhatsApp banking?
Send an SMS in the format WAREG <Account Number> to +917208933148 from your registered mobile number, or scan the QR code on www.sbi.co.in. After receiving a confirmation message, send Hi to +919022690226 on WhatsApp to start using the service.
2. Is there a fee for checking my SBI account balance via WhatsApp?
SBI does not charge for WhatsApp banking balance checks, but standard data charges for using WhatsApp may apply depending on your mobile plan.
3. Can I check the balance for multiple SBI accounts using WhatsApp?
Yes, you can register multiple accounts with the same mobile number. Sending Hi to +919022690226 will display balances for all linked accounts, including account numbers and types.
4. What should I do if the WhatsApp banking service doesn’t work?
Ensure your mobile number is registered with your SBI account and you’ve sent the correct SMS format (WAREG <Account Number>) to +917208933148. If issues persist, try again later or contact SBI customer care at 1800-11-2211 or 1800-425-3800.
5. Can I check my SBI credit card balance using WhatsApp banking?
No, SBI’s WhatsApp banking for account balance is for savings, current, NRI, and CC-OD accounts. For credit card balance, send BAL XXXX (where XXXX is the last four digits of your card) to 5676791, or use SBI Card WhatsApp Connect by sending OPTIN to 9004022022.
6. Do I need to register my mobile number for other balance check methods?
Yes, for missed call, SMS, WhatsApp, USSD, and IVR services, your mobile number must be registered with your SBI account. Send REG <Account Number> to 09223488888 for registration.
7. Is the YONO SBI app secure for balance checks?
Yes, the YONO SBI app uses secure authentication (username, password, and MPIN). Download it from official app stores and avoid sharing credentials.
8. Can I check my balance without an internet connection?
Yes, use missed call (+91-9223766666), SMS (BAL to +91-9223766666), USSD (*595#), toll-free IVR, or passbook updates, which don’t require internet access.
9. How do I register for SBI net banking?
Visit www.onlinesbi.sbi, select “New User Registration,” and provide your account number, CIF number, branch code, and registered mobile number. Validate with an OTP or ATM card details, or visit a branch for assistance.
10. What should I do if I suspect unauthorized transactions?
Contact SBI customer care immediately at 1800-11-2211 or 1800-425-3800 to report issues or block your debit/credit card. You can also visit a branch for support.
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